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How much do I need for a down payment?

I’ve been renting for years and I want to buy, how do I get started?

What are closing costs?

These are a few very common questions from folks considering homeownership.  The right first step is to meet with a housing counselor.  Click on the drop down from the housing counseling page to download an intake form. We are a licensed real estate consultant which means we’re here to help you understand the home buying process and help you avoid costly mistakes along the way.  Keep in mind that buying a house is a bit more like a marathon than a sprint.  It is best not to put pressure on yourself with an end of lease deadline or try to buy just because your landlord is selling the place you are renting and wants you out in two months.  Sprinting into homeownership can cause you to fall into some of those pitfalls we’d like for you to avoid.

Hand to Hand—World Culture (HTH) serves as a catalyst for local residents’ home-buyers to work together to build stronger neighborhoods, improve the quality of life for low to moderate income families of modest means and to stabilize and revitalize communities into neighborhoods of choice.

HTH strengthens communities through the development and maintenance of quality affordable and rental housing, creation and preservation of affordable homeownership opportunities, strengthen of local communities, providing financial education and increasing the financial independence of families and people in need.

Incorporated in 2013, Hand to Hand—World Culture of Orange County (HTH) has catapulted from a small group of local volunteers in Orange County, non-profit affordable home-ownership supporter in Southern California. HTH is part of the Hand to Hand, Relief Organization network.

DISCLAIMER: The above summary of certain general suggestion is provided for informational purposes only.   It’s NOT intent as a legal advised